About Garrett Taylor, CPA

Built on Big Four.
Tuned for crypto.

I spent a decade preparing tax returns for hedge funds, family offices, and ultra-high-net-worth investors at a Big Four firm. Then crypto happened — and I watched the entire industry struggle to handle it. So I built COS Elite to do it right.

Read His Story
Licensed CPA#133092
Years in Tax12+
SpecialtyDigital Assets
Garrett Taylor, CPA
Garrett Taylor
CPA · Founder & Head of Tax
I always answer the phone. Every portfolio gets individualized strategy.
The Path

A career built
in serious tax.

Most "crypto tax experts" are software engineers who learned a little tax. I'm a CPA who learned crypto from the inside out. Here's how I got here.

01

Senior Tax Associate

2014–2019
Big Four Accounting Firm

Five years preparing complex partnership, hedge fund, and HNW returns. Trained in the most rigorous tax compliance environment in the world.

02

Director of Tax

2019–2023
Single-Family Office

Managed tax strategy for a $400M family office portfolio across equities, private equity, real estate, and emerging digital assets.

03

Founder & Head of Tax

2023–Today
COS Elite

Launched COS Elite to bring institutional-grade tax service to crypto investors and digital-asset-native entrepreneurs.

What Sets Us Apart

Three pillars.
Zero compromise.

Big Four Rigor

Every position defended.

Big Four firms taught me to document every position, footnote every disclosure, and prepare every return as if it will be audited. That habit doesn't turn off — and it's exactly what crypto returns need.

Family Office Sophistication

Strategy, not just compliance.

Family office work taught me to think in decades, not tax years. Multi-entity structures, trust planning, charitable strategies, generational gifting — all on the table when it serves the client.

Personal Accessibility

I answer the phone.

No call centers, no junior staff handling your work, no ticket numbers. When you hire COS Elite, Garrett is your CPA — reachable directly, replying same-day, and personally reviewing every position taken on your return.

In My Own Words

Why I built COS Elite.

I bought my first Bitcoin in 2017. By 2020, my Big Four colleagues — sharp, disciplined, brilliant tax minds — were sending me confused emails about how to report it on their own returns. That's when I knew something was off.

Crypto wasn't a passing fad. It was a new asset class with novel tax mechanics: forks, airdrops, staking rewards, DeFi swaps, NFT royalties, on-chain compensation. None of it fit cleanly into the existing tax code, and almost no CPAs had the technical literacy to figure it out.

Meanwhile, the IRS was paying attention. Form 1040 added the digital asset question. CP2000 notices started flowing. Voluntary disclosure programs got tighter. And the people I knew getting hit hardest were the ones who had trusted a generalist CPA who didn't really understand what they were filing.

I built COS Elite to fix that. It's a tax practice run by a CPA who has personally moved coins between hot wallets and cold storage, traded on Uniswap, staked validators, and minted NFTs. I've made the same mistakes you have — I just made them on a paper portfolio first, and learned how to fix them.

Every client I take on gets the same thing: a real CPA's brain on their return, a real CPA's signature on their forms, and a real CPA's phone number when something goes wrong. That's the bar. That's what crypto investors deserve.

Garrett Taylor
CPA, License #133092 · Founder, COS Elite
The Difference

Not all crypto tax help is equal.

COS Elite
Generalist CPA
Crypto Tax Software
Licensed CPA personally on your return
sometimes
Deep DeFi & on-chain transaction expertise
partial
Multi-entity & trust structuring
sometimes
IRS notice response & audit defense
sometimes
Year-round tax-loss harvesting
partial
Direct line to your CPA — no call center
sometimes
Big Four & family office experience
Cost basis reconciliation across exchanges
partial
partial
Credentials & Background

The boring stuff,
verified.

CPA

Certified Public Accountant

License #133092

State of California — active and in good standing. Licensed to represent taxpayers before the IRS in all 50 states.

AICPA

AICPA Member

American Institute of CPAs

Member of the AICPA Tax Section, with continuing education in digital asset taxation and emerging tax issues.

B.S.

Bachelor of Accounting

University of California

Bachelor of Science in Accounting with minor in Information Systems. Passed all four CPA exam sections on first attempt.

10x

Crypto-Native Practitioner

Self-custody since 2017

Active personal experience across CEX, DEX, lending protocols, NFT marketplaces, validators, and L2 networks.

By the Numbers

A track record of
measurable outcomes.

$0M+
In tax savings delivered
0+
Crypto returns filed
0+
Years in tax practice
0%
Client retention rate
0+
Exchanges & protocols supported
0
Returns rejected on first review
What I Stand For

The standards
I won't bend.

Direct, never delegated

The CPA you hire is the CPA who works on your file. Period.

Documented, never improvised

Every position taken is supported by code, regulation, or guidance.

Strategic, never reactive

Tax planning happens in May, not in March. We work all year.

Honest, never overpromised

If a strategy is borderline, you'll hear that before we ever try it.

Educated, never gatekept

You'll always understand what's on your return and why.

Reachable, never offline

Same-day reply on weekdays. Real CPA on real questions.

Now Accepting New Clients

Let's talk about
your portfolio.

A 30-minute call with Garrett — directly. We'll review your situation, identify quick wins, and tell you exactly what working together looks like.

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