Tax-Loss Harvesting

Turn paper losses into real tax savings.

Strategic loss harvesting for crypto portfolios — identifying, timing, and executing trades that reduce your tax bill without sacrificing your long-term position.

See the Process
$87K+ Avg 5-Year Savings
Year-Round Monitoring
CA License #133092
The Problem

What costs you when no one is watching.

Leaving Losses on the Table

Market dips create real harvesting opportunities, but most holders watch their portfolios drop without realizing those unrealized losses can offset taxable gains dollar for dollar.

Triggering Wash Sale Issues

Selling at a loss and rebuying the same asset too quickly can disallow the deduction under evolving IRS guidance. Without proper tracking, you create risk instead of savings.

Missing Optimal Harvest Windows

The best harvesting opportunities are fleeting. Without continuous monitoring, by the time you notice a dip worth harvesting, the window has already closed.

The Data

Compounding savings, visualized.

No harvesting
With harvesting
$0K$10K$20K$30K$40K$50KYear 1Year 2Year 3Year 4Year 5

$87,400 saved over 5 years on a $1M crypto portfolio

Illustrative model assuming annual rebalancing with continuous harvest monitoring.

Our Process

How we harvest smarter.

01

Portfolio Analysis

Identify unrealized losses across all positions and exchanges. We map every holding to its current cost basis, holding period, and loss potential to build a complete harvesting roadmap.

02

Strategic Execution

Execute harvests at optimal timing while maintaining market exposure. We sell depreciated positions and reinvest in correlated assets to preserve your portfolio allocation without triggering wash sale issues.

03

Tax Integration

Apply harvested losses against gains and carry forward excess. Every harvest is documented, reconciled against your realized gains, and integrated into your annual return for maximum tax impact.

What You Get

Every deliverable, accounted for.

Loss Harvesting Opportunity Report

Complete analysis of unrealized losses across every position, exchange, and wallet.

Real-Time Portfolio Monitoring

Continuous tracking of loss thresholds so harvesting windows are never missed.

Wash Sale Compliance Tracking

Automated monitoring of repurchase timing to ensure every deduction withstands scrutiny.

Optimal Harvest Execution Plan

Step-by-step trade instructions with target prices, replacement assets, and timing guidance.

Capital Loss Carryforward Schedule

Multi-year tracking of unused losses and their application against future gains.

Quarterly Savings Reports

Detailed breakdown of harvested losses, realized savings, and remaining opportunities each quarter.

Year-End Tax Impact Summary

Full reconciliation of all harvesting activity and its effect on your annual tax liability.

Who It's For

Built for portfolios with untapped losses.

The Diversified Holder

You hold a broad crypto portfolio with embedded losses across multiple positions. Some assets are down significantly, but you have not taken advantage of those paper losses to offset gains elsewhere in your portfolio.

The Active Rebalancer

You frequently adjust positions, rotate between sectors, and rebalance allocations. Every trade creates a taxable event — and every rebalance is an opportunity to harvest losses strategically before reinvesting.

The High Earner

You need every available deduction to offset ordinary income and reduce your effective tax rate. Harvested crypto losses can offset up to $3,000 in ordinary income annually, with unlimited carryforward against future capital gains.

Common Questions

Questions worth answering.

Currently, the IRS wash sale rule under Section 1091 applies only to securities and does not explicitly cover cryptocurrency. However, proposed legislation could extend wash sale rules to digital assets in the future. We structure every harvest with this evolving guidance in mind, so your deductions are defensible regardless of regulatory changes.

Ready to harvest smarter?

Book a free consultation to see how much you could save with strategic tax-loss harvesting on your crypto portfolio.

CPA #133092 — Licensed in the State of California