Crypto estate planning and gifting strategies designed to minimize transfer taxes, preserve wealth across generations, and ensure your digital assets reach the right hands.
Without proper planning, up to 40% of your crypto wealth can be claimed by the federal estate tax. Digital assets are no exception — the IRS treats them like any other property in your estate.
Without a succession plan, heirs face lost wallet access, missing seed phrases, and no documentation of cost basis — turning inheritance into a tax and logistics nightmare.
Every year you skip strategic gifting, you lose the annual exclusion amount permanently. Over a decade, that can mean millions in unnecessary estate tax exposure.
Without Planning
$12M to heirs
With COS Elite
$18.8M to heirs
Illustrative scenario based on a $20M digital asset estate. Results vary by individual circumstances.
Assess all digital asset holdings, wallet structures, and current estate tax exposure to establish a clear baseline.
Model gifting, trust, and entity structures to minimize transfer taxes while preserving control and flexibility.
Draft trust documents, execute gifting strategy, and coordinate with estate attorneys to bring the plan to life.
Annual review of exemption thresholds, asset valuations, and legislative changes to keep your plan optimized.
Full assessment of your digital asset portfolio against current federal and state estate tax thresholds.
Annual and lifetime exemption planning to systematically reduce your taxable estate over time.
Irrevocable trusts, GRATs, and other vehicles tailored to your crypto holdings and family situation.
Secure transfer protocols for wallets, seed phrases, exchange accounts, and DeFi positions.
Modeling of tax consequences for each beneficiary under different distribution scenarios.
Direct collaboration with your legal team to ensure tax strategy and legal documents align.
Yearly reassessment of exemptions, valuations, and legislative changes to keep your plan current.
You hold significant digital wealth and need a defensible plan to protect it from estate taxes before they erode what you have built.
You want to pass crypto to the next generation as tax-efficiently as possible, with clear access protocols and documented cost basis.
You want to leverage appreciated crypto for philanthropic giving — reducing your taxable estate while supporting the causes you care about.
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